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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Steve has been my "Port-In-the Storm" while trying to help to get our paperwork submitted to secure a mortgage for our newly built home. He has gone beyond his commitment to help us get in our house. Bravo to Steve and his work ethic!! My wife and I would certainly ... READ MORE Delman A Gaddie Home Owner
Very knowledgeable, Always available, and answered all of our questions in a timely manner! Would highly recommend! Todd Nelson
Best rate and best service, Steve made sure everything went correctly - highly recommended Kevin Rosenberg
Steve did a great job helping us refi a rental property at a great rate! Robert Shook
Great fast and friendly service straight foward with what was needed and what I needed to take care of in the house buying process Joshua Sisneros
Steve Cecco is the best! He helped me get my home a few years ago, and recently helped me to refinance to lower my interest rate. James Ashbacher
Steve Cecco is easy to work with! His attention to detail exceeded my expectations. I highly recommend him to anyone considering purchasing a home or refinancing their current home. Steve and his staff are professionals. Every question I asked was quickly answered. He truly made this ... READ MORE Stephen Day
Steve was with us every step of the way. He is personable and caring, true to his word and interested in meeting our needs. He was quick to respond to any questions we had. My husband and I highly recommend Steve for your mortgage and financial needs. Rene D. Newton Rene D. Newton Senior Business Process Analyst PM
Great working with Steve again. He makes everything stress free and takes care of all the work. I tell my friends looking for financing “If Steve can’t get it done than no one can” Max sanchez
Steve went out of his way to answer any question I had accurately and in a timely manner. He helped make the process go smoothly with a guaranteed lower interest rate than what I was receiving before. Thank you Steve for all your help in refinancing my home! Danielle Garcia
All the best things I could say about this man he helped up very much and I’m thankful for him # 1. Thank you Steve Gustavo flore Gustavo flore Painter
Thank you to this awesome guy and his great team me and my wife got into our first house on a side of town I didn’t think was possible with a low interest rate. Waking up every morning to a city and Mountain View who would’ve thought a 20 and 21 year old could have ... READ MORE Ryan Chavez

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